Height and weight chart for life insurance rate classifications. According to the centers for disease control cdc the average male in the us.
How Life Insurance Rating Classes Work Standard Preferred
Height weight requirements for life insurance. The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies if. However his body fat percentage is 7 far below the average body fat percentage for males. His life insurance agent explains his weight and body fat details in a cover letter included with his life insurance application. That is because the insurer wants to know just how much risk it will be taking on if they offer you a policy. The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies if your weight exceeds the maximum shown here use standard rates in calculating your quotes to get an idea. Thats outside the standard limits for life insurance approval.
Carriers are looking for where you fall within height and weight guidelines to determine your premium costs. These are guidelines and may differ among life insurance companies. Actual carrier build charts vary some more generous others more strict. These are guidelines and may differ among life insurance companies. Recommendations for best life insurance companies for being overweight. Insurance companies all have height and weight charts and limitations in order to be approved for coverage.
Weight is another area of concern to insurers in your life insurance exam. Height and weight underwriting guidelines are important factors that life insurance companies use to help determine your rate class. Is 5 foot 9 inches tall and weighs 196 pounds. The more weight you carry the more youll have to pay in premiums. He is 59 and weighs 227 lb.
Gallery of Height Weight Requirements For Life Insurance
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