Courtesy of the metropolitan life insurance company. Actual carrier build charts vary some more generous others more strict.
Why Whole Life Insurance Is A Bad Investment Mom And Dad Money
New york life height weight chart. These are guidelines and may differ among life insurance companies. Height and weight underwriting guidelines are important factors that life insurance companies use to help determine your rate class. Surgery for morbid obesity desirable weight there are different methods of defining desirable weight but the two most commonly used in clinical settings are the 1959 or 1996 1999 metropolitan life insurance tables and the body mass index bmi. Term life insurance height and weight chart sample term life insurance height and weight chart should be reviewed. For instance in some cases an insurer will use a unisex life insurance weight chart versus a separate height weight chart for females. Recommendations for best life insurance companies for being overweight.
The ideal weight given in these tables are for ages 25 to 59. Being overweight but otherwise healthy can still make it hard to buy term life insurance. If you are not obese but your weight reaches a certain level you will have to pay more for term life insurance. The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies if. The ideal weight given in these tables are for ages 25 to 59. Below you can see what a unisex height and weight table could look like.
Height and weight chart for life insurance rate classifications. This can be advantageous for women because it can give females a bit more leeway in terms of a higher yet still acceptable weight. From height and weight tables of the metropolitan life insurance company 1983.